On Jan. 31, 1920, Citizens National Bank opened its doors for the first time in Bluffton, Ohio, and offered all new customers an apple in appreciation for stopping by. A review of the books from 1920 indicates that the bank began with $50,000 in capital and approximately four employees.
Now, 97 years later, we have expanded our offices to Celina, Defiance, Elida, Findlay, Lima, Springfield, Toledo, and Van Wert. We currently employ about 160 people and serve customers in 11 primary counties: Allen, Hancock, Putnam, Hardin, Auglaize, Mercer, Van Wert, Paulding, Clark, Defiance, and Lucas.